Our Loan Products
GWFR Loans offers tailored mortgage solutions designed to fit your unique financial needs and goals.
FHA Loans
A FHA loan is a government-backed mortgage, designed to facilitate homeownership—ideal for first-time buyers and those with imperfect credit.
FHA Loan features: Higher DTI Allowances, competitive interest rates, down payment assistance, and gift funds.
Conventional Loans
A Conventional loan is a home loan not guaranteed by the government. Ideal for buyers with good credit and stable income seeking flexible terms and savings.
Features: Low down payments, flexible terms, cancelable PMI.
A VA loan is a government-backed mortgage for eligible veterans and service members. Backed by the U.S. Department of Veterans Affairs,
VA loans features 100% financing, no mortgage insurance, flexible credit guidelines, competitive interest rates
VA Home Loans
NON-QM Mortgage loans
USDA Home Loans
A USDA loan is a government-backed mortgage program designed to help low-to-moderate income buyers purchase homes in eligible rural and suburban areas.
USDA Features: offers 100% financing, low interest rates, flexible credit guidelines.
A DSCR (Debt Service Coverage Ratio) loan is a mortgage for real estate investors that qualifies based on the property's rental income, not the borrower's income.
DSCR Features: No personal income verification, flexible ownership structure, investment properties only
DSCR / Investment Loans
A Non-Qualified Mortgage (Non-QM) is designed for borrowers who don’t meet traditional requirements, offering alternative income qualifications, Ideal for business owners or self employed borrowers.
NON-QM Features: Specialized loan structures, Investment property options, higher loan limits, no mortgage insurance
Our Loan Products
Construction Home Loans
A New Construction home loan is a mortgage for buyers of a brand-new home, structured to support the construction timeline with flexible financing options.
New Construction Features: One time close, financing for homes not built yet, competitive interest rates.
Reverse Mortgage HECM
A Reverse mortgage loan (HECM) lets eligible homeowners age 62 and older convert part of their home’s equity into cash—without monthly mortgage payments.
HECM Features: No mortgage payments, tax free funds, stay in home, flexible credit
Delayed financing allows a homebuyer to buy a property with cash and finance it after closing—skipping the usual six-month waiting period for refinances.
Delayed financing Features: No waiting period to refi for cash back, eligible for primary and investment
Delayed financing
Our Loan Products
Reviews
Hear from clients who trusted us.
GWFR Loans made buying our first home smooth and stress-free. Their team guided us every step of the way, answering all of our questions and providing support throughout the entire process. We felt confident and well-informed thanks to their expertise, and we couldn't be happier with the outcome. It truly was a wonderful experience that we'll always remember.
Amy Lee
Atlanta GA
Thanks to GWFR Loans, I secured a great investment property with ease and confidence. The team was incredibly professional and responsive, guiding me through every step of the process. Their expertise and dedication truly made a difference. I would highly recommend their services to anyone looking to invest in real estate!
Mark Wu
Kennesaw GA
★★★★★
★★★★★
Mortgage Consulting Plan
Flexible options tailored to your lending needs
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Contact
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(866) 245-4445
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